Personal Loan at 10.75%*

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What is Personal Loan?

Personal Loan is unsecured finance, which helps you to meet your financial requirements, and there is no need for any security to avail a personal loan. And your lender provides you credit with the flexibility to use the funds for any purpose. Personal Loan can serve to manage travel expense, wedding expenditure, medical emergency, home renovation, debt consolidation, and others.

Personal Loan Valsad Interest Rates

Different NBFC’s and commercial banks provide personal loans at different interest rates. We offered it at 10.75% per annum, which is less than even 1 % per month. And the price of interest varies according to the person’s eligibility and companies profile.

More About: Interest Rates on Personal Loan

Why Personal Loan Valsad?

First of all, no need to pledge any security to the bank.

Secondly, the process is quick and hassle-free.

Next, it requires a minimal documentation.

After that, we won’t require any guarantor to avail the loan.

Besides these, the disbursal of the loan is quick.

Personal Loan Valsad Eligibility Criteria

Eligibility for both the applicant depends upon several factors such as your credit score, monthly income and on other factors.

Salaried Individuals:

First of all, the individual should be a citizen of India or the Permanent Resident.

Secondly, the minimum age of the applicant should not less than 21 years.

Next, the applicant’s maximum age should not more than 60 years.

After that, the applicant should be working for at least three months in the organisation.

Minimum salary of an individual should be at least of Rs.18,000 per month.

The applicant should get his salary in his bank account.

Self Employed Individuals:

First of all, the individual should be a citizen of India or the Permanent Resident.

Secondly, the minimum age of the applicant should be not less than 25 years.

Next, the individual maximum age should not be more than 65 years.

After that, the applicant carrying his business from at least the past three years.

Next, the applicant filing his Income Tax Returns from at least past three years with a minimum amount of Rs. 2.5 lakhs.

Personal Loan Valsad Documents

The applicant doesn’t require a lot of documents for availing a Personal Loan. Some necessary materials are needed, and they all are listed below:-

Identity Proof – Aadhaar card/ PAN card/ Ration card/ Voter card/ Passport.

Residence Proof – Aadhaar card/ PAN card/ Ration card/ Voter card/ Passport/ Utility bills on the name of applicant / rent agreement on the name of the applicant.

A salaried applicant should have salary slips of at least the last three months.

A self- the employed applicant should have Income Tax Returns of at least last three years.

Two coloured passport size photographs.

Why your decision of choosing lendingwale is the right decision?

Firstly you have to visit our website, lendingwale.

Secondly, you should fill the required information on the form.

Once you complete with the formalities. Our relationship manager will soon contact you and take your further queries.

After that, We will compare and select the best offers and schemes for you.

At last, you decide which bank is more suitable to you for availing the loan and our relationship manager will help you in your loan disbursement.

How to apply for Personal loan Valsad?

  1. Search for lendingwale.
  2. First of all, the form will open up.
  3. After that, fill the necessary information.
  4. Besides that, you can contact us for more information.

About Valsad

Valsad is a city in the district Tirunelveli of Tamil Nadu state, India. It is very beneficial for an individual to take a personal loan from us, all you have to do is to visit lendingwale website.

Personal Loan Interest Rates: Updated

Bank Interest Rates
HDFC Bank  10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99% to 16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%

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