Do you have a family event shortly? Do you want to repair your home? Or do you wish to pay off your student loan but needs the reserves to do it? A gold loan can be your guardian when you are lost in the forest of financial requirements. Apply for a gold loan Shahjahanpur on, LendingWale, and find your way back to life.
Eligibility Criteria for a Gold Loan Shahjahanpur
Firstly, the applicant should be a permanent resident or a citizen of India.
Moreover, the legal age for applying for a gold loan is 18 years to 60 years.
Besides, the applicant should have more than 10 grams of gold ornaments.
In the end, the purity of the gold should be 18 carats to 22 carats.
Benefits of a Gold Loan
Gold Loans are less time-absorbing loans and offer Instant Liquidity to you in contrast with different Loans.
Additionally, minimal Documentation is expected as compared to other loans. You can provide an ID and Address proof to avail a Loan.
Furthermore, the banks offer flexible interest rates and principal repayment options as per your convenience. You can quickly pay the interest along with EMI, or you can pay at the time of Loan cessation.
Moreover, flexible Loan Renewal options are open if you want to renew your loan.
Documentation for Gold Loan Shahjahanpur
First of all, you should fasten two passport size photographs with the application form.
Further, you should submit a proof of Identity. It can be a Passport/ PAN Card / Voter ID Card/ Aadhar Card.
Moreover, you should attach a residency proof with your application form. It can be a Passport/ Voter ID Card/ PAN Card/ Ration Card/ Rental Agreement/ Aadhar card/ Driving License/ Utility bills.
Interest Rates for Gold Loan Shahjahanpur
Gold loans are ensured, which makes it more relaxed for you and the banks to interact with certainty and assurance.
The initial interest rate is 10.75% per annum, which is below 1% per month.
Besides, the pre-payment fee is 0-2% of the entire loan amount.
Lastly, the processing fee is 0-2% of the total loan value.
How to apply online for a Gold Loan?
Primarily, fill in your required particulars in the web-form on LendingWale.
Forthwith all you are ought to do is relax; our relation executives will respond in 30 minutes.
Further, if you meet the acceptability standards, we will recommend the loan which satisfies your necessities.
Moreover, submit the claimed documents with our representative, who will revert to you.
Finally, obtain the loan money in just 30 minutes.
Why is LendingWale the right decision for you?
First and foremost, our website offers you the most suitable loans according to your terms.
Additionally, we give you an extraordinary one-on-one chance through our relation executives.
Besides, we will advise you about the prospects and loans which are accessible in your specific region.
Ultimately, you can avail the most reasonable interest rates and most funding with your wanted bank.
About Shahjahanpur
Shahjahanpur is a Hindi speaking City in Shahjahanpur District of Uttar Pradesh State, India. It comes under Bareilly Division. It is at a distance of 179 km from State capital Lucknow. The city is the administrative headquarters of Shahjahanpur District.