AU Small Finance Bank Gold Loan

Gold Loan at 1%* p.m.

Apply & Get Instant Money

AU Small Finance Bank Gold Loan Key Features – Apply Now!

Gold Loan Interest Rate 7.11% per annum
Gold Loan Per Gram Rate Per Gram Today is ₹ 5,032
Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Gold Loan Repayment Tenure 3 Months to 24 Months
Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of AU Small Finance Bank Gold Loan:

  • Quick Processing: AU Small Finance Bank serves its clients with devotion and passion and eases with the best customer service. It passes their loan within an hour without delay.
  • Minimal Documentation: Work that related filing is less in AU Small Finance Bank here the procedure is clear and on point.
  • Transparent System:  AU Small Finance Bank intended to have a transparent structure with no unspecific charges.
  • Loan Amount: AU Small Finance Bank offers rs. 15000 to its customers and decreases the amount toRs. 10000 for the people associating with pastoral lives.
  • Security of Jewelry: Duty of safety of the decorations is necessary and the AU Small Finance Bank takes the authority of the same.
  • Loan Tenure: The loan sanctioning time in AU Small Finance Bank is from 3 months to 2 years. You can perform it according to your convenience.
  • Advantages for Farmers: Provide advantages to the farmers with limited offers and providing them loans at the lowest rate possible.
  • No Debt Trouble: Debts should not be connected with the people if they are unable to pay the amount, they haven’t done a mistake.
  • No Income bounds: In AU Small Finance Gold Loan, income does not categorize the person to whom the bank would avail the loan and to whom it should not.

 

How Much Gold Loan can I Get through AU Small Finance Bank Gold Loan:

AU Small Finance Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

AU Small Finance Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

AU Small Finance Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

AU Small Finance Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About AU Small Finance Bank Gold Loan:

Life is filled with vulnerabilities. Every individual faces a budgetary struggle once in a life but AU Small Finance Bank comes up with a solution by providing you with gold loan plans and policies where the borrower needs to keep their gold with the bank in exchange for money. It provides financial banking solutions to its customer’s ease.

  • AU Small Finance Bank Gold Loan Interest Rate is 7.10% per annum
  • AU Small Finance Bank Gold Loan Per Gram is ₹ 5,255
  • AU Small Finance Bank Gold Loan Tenure: Up to 24 months
  • AU Small Finance Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of AU Small Finance Bank Gold Loan:

  • Loan Against Gold – AU Small Finance Bank gives gold loans to the people so that they can cherish the little moments of happiness without financial worries.  The gold loan is availed at the smallest price thusly, the bank can lend a huge amount without a second thought.
  • Loan Against Gold for Agriculture – AU Small Finance Bank lends interesting deals to the cultivators and also provides them the loan facilities at the lowest rate of interest differs from other loans used for different works. The AU Small Finance Bank also asks for the land attachments when you are taking a loan.

AU Small Finance Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your AU Small Finance Bank Gold Loan EMI?

  • Standing Instruction (SI): If you are an active member of AU Small Finance Bank and you are looking for a refunding process then Standing Instruction is the most reliable method. This further helps you in deferring your EMI from this record.
  • Electronic Clearing Service (ECS): ECS is the pleasing service if you have a non-AU Small Finance account and your EMI needs to be charged form the present record at the end of every month.
  • Post-Dated Checks (PDC): Representing your post-dated EMI reports from a non-AU Small Finance Bank financial statement at your nearest AU Small Finance Bank loan Center. New PDCs should be looked at timely.

The AU Small Finance Bank Gold Loan Contact Number:

Dial 9878981144 to have a whole lot knowledge of AU Small Finance Bank Gold Loan offers and exciting prices available in every branch of AU Small Finance Bank across the nation.

 

Gold Ornaments Accepted by AU Small Finance Bank :

  • Gold Jewelry- For instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are accepted by AU Small Finance Bank for availing a Gold Loan.
  • Quality- Quantitative value of gold can be 18-22 carats but should not exceed the value.

 

Use of AU Small Finance Bank Gold Loan:

  • No money problem can be solved by the capital obtained from AU Small Finance Bank Gold Loan that aid in getting the set targets.
  • Outlaying the short-term and long-term needs like climbing, traveling, and education loans, medical fees.
  • Besides, the money received might be of help in farming allied activities.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.11% – 14.50%

ICICI Gold Loan

7.11% – 16.10%
Muthoot Finance Gold Loan

7.11% – 24.00%

Axis Bank Gold Loan

7.11% – 17.11%
Manappuram Gold Loan

7.11% – 26.00%

Yes Bank Gold Loan

7.11% – 15.99%
Bank of India Gold Loan

7.11% – 26.00%

Federal Bank Gold Loan 

7.11% – 13.50%
IIFL Gold Loan

7.11% – 12.00%

Central Bank of India Gold Loan

7.11% – 14.65%

Canara Bank Gold Loan

7.11% – 12.65%

Allahabad Bank Gold Loan

7.11% – 10.45%

Induslnd Bank Gold Loan

7.11% – 15.75%
PNB Gold Loan

7.11% – 11.75%

Bajaj Finance Gold Loan

7.11% – 26%
SBI Gold Loan

7.11% – 15.99%

Indian Bank Gold Loan

7.11% – 15.99%
UCO Bank Gold Loan

7.11% – 26.00%

Kotak Mahindra Bank Gold Loan

7.11% – 13.50%
Syndicate Bank Gold Loan

7.11% – 12.00%

 

FAQs About AU Small Finance Bank Gold Loan:

  • What is AU Small Finance Bank Gold Loan?

The AU Small Finance Bank will provide gold credit services to the helpless people keeping gold in custody with the bank. It suffices them with cheap-interest rates and high funding.

  • How can I get the Gold Loan from AU Small Finance Bank?

Apply online with lendingwale from your home for getting the gold loan from AU Small Finance Bank.

  • What is the Gold Loan Interest Rate in AU Small Finance Bank?

The Gold Loan rate in AU Small Finance Bank is 7.11% per annum.

  • How much Gold Loan can I get per gram in AU Small Finance Bank?

The per gram Gold Loan in AU Small Finance Bank is ₹ 5,032 Per Gram.

  • How to check Gold Loan status in AU Small Finance Bank?

By visiting the AU Small Finance Bank loan status tracker web page and fill in your details you can check the gold loan status in AU Small Finance Bank.

  • How to calculate Gold Loan Interest in AU Small Finance Bank?

Calculating gold loan interest in AU Small Finance Bank can be done using the EMI calculator.

  • How to Pay AU Small FinanceBank Gold Loan Interest Online?

Firstly, you can go for net banking, and secondly, you can choose any of the most favorable methods of payment or Paytm for the online payment of AU Small Finance Bank.

  • What if I can’t pay the interest on AU Small Finance Bank Gold Loan for 3 months?

The AU Small Finance bank will look forward to lawful actions against the customers if they have not repaid the interest within 3 months and also AU Small FinanceBank will seize the ornaments of gold.

  • How can I apply for EMI Moratorium on AU Small Finance Bank Gold Loan?

You can demand EMI Moratorium on AU Small Finance Bank Gold Loan presently between the 1st March and 31st August 2020 and perform it by reaching the Bank customer care or visiting the closest AU Small Finance Bank branch.