Skip to content

Car Loan Ulhasnagar

    Car Loan @ 8.10%*

    Apply Now & Get Instant Approval

    car loan rates

    Car loan Ulhasnagar

    Get your favourite car that you have always dreamt of. With a car loan you can have your own car and start enoying the long planned long rides. We offer car loans Baddi for New Cars, Pre-Owned cars and even a loan against car. Get the best car loan in Baddi at lowest interest rates.

    Features

    <

    Benefits

    • Flexible repayment options.
    • Tailor made schemes.
    • Fast, reliable and personalized service.
    • Attractive deals from associated car dealers.
    • Insurance cover for loan liability available, repayable along with EMI
    • Zero Pre-payment charges.

    Car Loan Eligibility

    For Salaried

    • The candidate should be above 21 years old at the time of application, and upto 60 years of age at the time of maturity of the loan.
    • Annual income of at least Rs. 2.50 lakh.
    • The total employment stability should be more than 2 years and current employment stability of minimum 1 year.

    For Self-Employed Individuals

    • Any proprietor, partner, professional or director above 21 years but below 65 years at the time of the loan maturity.
    • Gross annual income of at least Rs. 2.00 lac.
    • Current business stability should be 2 years or total more than 3 years.

    Partnership Firm

    • Firm should have a minimum PAT (profit after tax) of Rs. 2.00 lakh Business income as per ITR or Profit as per P/L.
    • Current business stability should be 2 years or total more than 3 years.

    Private Public Ltd. Co.

    • Limited companies should have been in existence for at least 3 years.
    • Minimum PAT (profit after tax) of Rs. 2.00 lakh Business income as per ITR or Profit as per

    Car Loan Documents

    Keeping your convenience in mind, we ask you for minimal mandatory documents for the sanctioning of your car loan.

    Income Proof

    • Self-Employed individuals: Income Tax Returns of 2 previous financial years.
    • Partnership Firms, Societies & Companies: Income Tax returns of 2 previous financial years along with complete financial/audit report.
    • Documents supporting customer information: Identity Proof, Signature Proof,Recent passport size colour photograph and Address Proof as per Bank norms (Dialabank representative will help you choose suitable documents).
    • Business/employment stability proof.
    • Ownership proof required if self-employed individuals.
    • Bank statements.

    Other Documents

    • Partnership Firms: Partnership deed and Letter signed by all partners authorising one partner to execute the required Car Loans documentation.
    • Societies and Companies: Resolution by Board of Directors (or such managing body) & Memorandum & Articles of Association (or Society/Trust deed).Our representative will help you with the formats of documents and the information required.