Gold Loan Bijapur

Gold Loan at 1%* p.m.

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Gold loan is given by accepting the gold  of the customer as collateral whereas Personal loan is provided on the basis of  income source and repayment ability of an applicant. If you’re looking for an simple and quick way to get financing, Gold loan is just what you’re looking for.

Interest Rates of Gold Loan Bijapur

Gold loans are kind of secured loans, which makes it easier for you and the banks to communicate with assurance and trust.

The interest rate is 10.75% per annum.

Furthermore, the foreclosure fee is 0-2% of the total loan amount.

Finally, the processing fee is 0-2% of the total loan amount.

 

Eligibility Criteria for Gold Loan Bijapur

At first, you should be a permanent resident or a citizen of India.

After that, the acceptable age for applying is from 18 years to 60 years.

Next, you should have more than 10 grams of gold jewellery or ornaments.

At last, the purity of your gold should be from 18 carats to 22 carats.

Benefits of a Gold Loan

Primitively, a gold loan is classified as a secured loan. Therefore, it involves lenient acceptability criteria and minimum documentation. Generally, disbursal of the loan is in just a few minutes.

Furthermore, banks and NBFC’s usually do not question your income verification in gold loans. Hence, you can apply for a gold loan irrespective of whether you are earning or not.

 In addition to this, unlike personal loans, approval of a gold loan does not depend on your credit score. The loan amount solely depends upon the market value of your gold.

Documentation for Gold Loan Bijapur

To start with, you should affix two passport size photographs with the application form.

Secondly, you should submit a proof of Identity. It can be a PAN Card /Passport/ Voter ID Card/ Aadhaar Card.

Also, you should attach a residence proof with the application form. It can be Voter ID Card/ Passport/ PAN Card/ Aadhaar card/ Driving License/ Ration Card/ Rental Agreement/ Utility bills.

How to apply Gold Loan Bijapur

First of all Visit www.lendingwale.com  and fill the form online and get a loan in a few minutes

After that, go to the loan section and select a Gold Loan link.

And then by clicking this link, you will be directed to all details of the Gold Loan where you can select your preferred city.

Furthermore for more information and free guidance all us 95920-46860

About Bijapur

It is officially known as Vijayapura. It is the district headquarters of Bijapur District of Karnataka state. It is also the headquarters for Bijapur Taluka. Bijapur city is well known for its historical monuments .

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