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Gold Loan Birkona

     The gold loan takes short processing times and a low-interest rate. Mainly the customers those have the gold they prefer to get a gold loan instead of other loans.

    Gold Loan Birkona Eligibility Criteria

     Gold Loan has some eligibility criteria that have to be followed by the borrower.

    First of all, the borrower should have Indian Citizenship.

    After that, the borrower should have a minimum age limit of 18 years.

    Furthermore, Borrower should have a minimum of 10 grams of gold.

    Documents Required for Gold Loan Birkona

    Gold loan is a good option if you are looking for instant cash, and the approval of gold loan does not depend upon credit history of the applicant.

    Identity Proof: First of all, one proof of identity is required by the customer. Anyone of the given evidence is accepted, such as (Aadhar Card/Voters Card/Driving License).

    Residence Proof: After that, the borrower should have one evidence of residence is required. It can be (Aadhar Card/Ration Card/ Electricity Bill of the last three months with the name of the borrower.

    Bill of the previous three months with the name of the Applicant is required to get a gold loan.

    In Addition to that, two passports sized colored photographs of customer are required to get a gold loan.

    Proof of ownership of Land is required if you are applying for an agriculture gold loan.

    Gold Loan Birkona Interest Rates

    In general, the gold loan is available at less interest rate. The interest rates of gold loan are less than that of personal loan.  The interest rates keep on changing person to person and time to time.

    Features of Gold Loan Birkona

    It is noteworthy that the Gold Loan comes with so many features. So let us discuss them one by one.

    First of all, the gold loan has a straightforward process to apply.

    After that, gold Loan gets disbursed within 15 minutes.

    Furthermore, the interest rates on the gold loan are quite affordable and satisfactory.

    Besides that, in a gold loan, the documentation process is straightforward.

    Finally, the gold loan required no credit check.

    Gold Loan Birkona Procedure

    The Applicant needs to visit

    After that, the borrower fills the application with the required information.

    But the Applicant should fill the contact number.

    At last, the borrowers get a call from our side if he/she is eligible.

    Forms of Gold

    Not every type of gold is considered by the bank to provide the Gold Loan. There are some restrictions.

    First of all, the purity of the gold should lie in between 18 Karats to 22 Karats.

    After that, gold in the form of jewelry is accepted.

    Furthermore, gold coins that weigh less than 50 Grams are readily accepted.

    Is gold loan Secured?

    Yes, it is essential to note that the gold loan comes in the category of secured loans. Because in a gold loan, the borrower put their gold ornaments into the bank’s locker as security or as collateral. If the applicant is unable to return the gold loan on time, then the bank is liable to sell his gold ornaments.


    First of offers a natural process of application of the gold loan.

    After that, the borrower gets a good comparison of the interest rates on gold loan from other banks.

    Furthermore, the company provides the document pickup facility to online borrowers from the doorstep.

    About Birkona

    Birkona is a Village in Belha Tehsil in Bilaspur District of Chattisgarh State, India.