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Gold Loan Samlod

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    In gold loan the customer pledge gold to the banks and get a certain amount of cash according to the value of your gold. The banks keep your gold under the security, and whenever you return the loan, you get back your gold as it is. The gold loan has been sanctioned after analysis of primary documents.


    Interest rates of Gold Loan in Samlod

    The loan is available at fewer rates of interest. The interest rate running in the banks is 10.70%. The rates of interest on a gold loan are less as compare to other loans. Further, the banks have pre-closure charges ranging from 0-2%. The price of interest on the gold loan is charged, and the loan is available at less than 1% per month interest rate.


    Eligibility of Gold Loan Samlod

    If the Applicant is in urgent need of cash, then there are some eligibility criteria:

    First a fall, the borrower should be a citizen of India.

    After that, the applicant age should lie between 18 years to 65 years.

     At last, the customer should have gold more than 10 grams.

    The Applicant should have their gold ornaments.

    There is no need to provide the bank with essential identification documents such as a voter’s ID card; materials can be presented as a primary identification proof.                 


    Why Gold Loan Samlod?

    The rate of interest is quite adequate as per your convenience.

    The Applicant also has exciting repayment opportunity.

    The gold loan service is a portable which can be availed when anyone required.

    In gold loan, minimal documentation and quick disbursement make it even more accessible and preferable.


    Documents required for Gold Loan Samlod        

    Gold Loan involves very less documentation process. The Applicant needs to put some primary identification purposes.

    Identity Proof: First of all, the Applicant should have one proof of identity is required. Anyone of the given evidence is accepted, such as (Aadhaar Card/Voters Card/Driving License).

    In addition to that, you need to present any of the following identification proofs such as Aadhaar card, driving license, Voter Id, PAN card etc. Any of the following could be performed to satisfy the documentation process.

    Residence Proof: After that, the borrower should have one proof of residence is required to get a gold loan. It can be (Aadhaar Card/Ration Card/ Electricity Bill of the last three months with the name of the Applicant.

    The Applicant has two passport size coloured photograph.

    At last, the Proof of landholding in case of agriculture loan of more than Rs. 1 lakh.

  is the best platform to apply for a Gold Loan in Samlod

    The borrower can get access to various queries on  .

    There is no need to visit different sites to apply for the gold loan by  . 

    There is a document pick up facility also provided to the Applicant.


    Is gold loan Secured?

    Gold Loan is a loan which involves gold material that can be used as security with the banks until the borrower repays the loan amount to the institutions within the loan tenure period. Gold loan is the most popular financial good that is currently ruling the loan market and benefiting the borrowers as well. The financial institution is fully responsible for the security of the gold.


    Forms of Gold

    Firstly, the purity of the gold should lie in between 18 karats to 22 Karats.

    After that, gold is accepted by the financial institution in the form of jewellery and coins.

    Furthermore, the gold ornaments that involve gold coins that weigh less than 50 Grams are also accepted.


     About Samlod

    Samlod is a Village in the Bharuch District in the State of Gujarat in India