Do you need money necessarily? Are you coping because you don’t have the funds to move towards your dreams? Did your life go southward when you were planning to go northward? A gold loan can be your hook when you are hanging off the edge because of your financial needs. Apply for a gold loan Sidhpur on, LendingWale, and climb up the rope to save yourself.
Eligibility Criteria for a Gold Loan Sidhpur
Initially, the applicant should have a permanent residency or be a citizen of India.
Further, the acceptable age for applying for a gold loan is 18 years to 60 years.
Furthermore, the applicant should have more than 10 grams of gold jewelry.
Lastly, the purity of the gold should be 18 carats to 22 carats.
Benefits of a Gold Loan
Gold Loans are less time-absorbing loans and offer Instant Liquidity to you in contrast with different Loans.
Additionally, minimal Documentation is expected as compared to other loans. You can provide an ID and Address proof to avail a Loan.
Furthermore, the banks grant attractive interest rates and principal repayment options as per your convenience. You can quickly pay the interest along with EMI, or you can pay at the time of when the Loan ends.
Moreover, flexible Loan Renewal options are open if you need to renew your loan.
Documentation for Gold Loan Sidhpur
First and the foremost, you should submit two passport size photographs with the form.
Moreover, you should fasten a proof of Identity. It can be a PAN Card / Voter ID Card/ Passport/ Aadhar Card.
Also, you should attach a residency proof with your form. It can be a Passport/ Voter ID Card/ Rental Agreement/ PAN Card/ Ration Card/ Aadhar card/ Driving License/ Utility bills.
Interest Rates for Gold Loan Sidhpur
Gold loans are secured, which makes it more reliable and convenient for you and the bank to interact with absolute assurance.
The initial interest rate is 10.75% per annum, which is below 1% per month.
Besides, the pre-payment fee is 0-2% of the entire loan amount.
Lastly, the processing fee is 0-2% of the total loan value.
How to apply online for a Gold Loan?
Primarily, fill in your required particulars in the web-form on LendingWale.
Forthwith all you have to do is relax; our relation executives will respond in 30 minutes.
Further, if you meet the acceptability standards, we will recommend the loan which satisfies your necessities.
Moreover, submit the claimed documents with our representative, who will revert to you.
Finally, obtain the loan money in just 30 minutes.
Why is LendingWale the right decision for you?
First of all, our website offers you the most suitable loans according to your terms.
Additionally, we give you an extraordinary one-on-one chance through our relation executives.
Besides, we will advise you about the prospects and loans which are accessible in your specific region.
Ultimately, you can avail the most reasonable interest rates and most funding with your wanted bank.
Sidhpur is a Punjabi speaking Village in Tehsil Dinanagar in Gurdaspur District of Punjab State, India. It is at a distance of 22 km from District headquarters Gurdaspur, 13 km from Dinanagar and 220 km from State capital Chandigarh.