Gold, in India, is a lot more than just another metal. In a financially desperate situation, your gold at home can be your last resort. Handle your urgent monetary needs with gold loans. Explore the various gold loans offered by many banks and private financial companies. Apply for a gold loan Sujanpur on, LendingWale, and we will provide you with fantastic gold loan deals only for you.
Eligibility Criteria for a Gold Loan Sujanpur
At the start, the candidate must have a permanent residency or be a national of India.
Additionally, the mandatory age limit for applying for a gold loan is 18 years to 60 years.
Also, the candidate must have more than 10 grams of gold ornaments.
Last, of all, the pureness of your gold must be 18 carats to 22 carats.
Benefits of a Gold Loan
Gold Loans are less time-absorbing loans and propose Instant Liquescency to you in contrast with many loans.
As well, nominal Documentation is anticipated as compared to other loans. You are required to submit an ID and Address proof to avail a loan.
Likewise, the banks provide attractive interest rates and principal repayment options as per your convenience. You can quickly pay the interest along with EMI, or you can pay at the time of when the loan ends.
Besides, flexible Loan Renewal options are open if you need to renew your loan.
Documentation for Gold Loan Sujanpur
Firstly, you should submit two passport size photographs with the form.
Additionally, you should secure proof of Identity. It can be a PAN Card / Voter ID Card / Passport/ Aadhar Card.
Finally, you should attach a residency proof with your form. It can be a Passport/ Driving License/ Voter ID Card/ Rental Agreement/ PAN Card/ Ration Card/ Aadhar card/ Utility bills.
Interest Rates for Gold Loan Sujanpur
Gold loans are safe, which makes it more steadfast and fitting for you and the bank to cooperate with an absolute assertion.
The initial interest rate is 10.75% per annum, which is below 1% per month.
Also, the pre-disbursement fee is 0-2% of the loan sum.
To sum up, the processing fee is 0-2% of the total loan value.
How to apply online for a Gold Loan?
Above all, fill in your essential particulars in the web-form on LendingWale.
Now, all you have to do is rest; our relationship executives will give a response in 30 minutes.
After that, if you fulfil the acceptability standards, we will recommend the loan which pleases your requirements.
Likewise, submit the requested documents with our spokesperson, who will revert to you.
To put it concisely, take the loan money in merely 30 minutes.
Why is LendingWale the right decision for you?
Initially, our website offers you the most suitable loans agreeing with your necessities.
Also, we offer you a one-on-one opportunity through our relation administrators.
Further, we will counsel you about the probabilities and loans which are within your reach.
Finally, you can avail the affordable interest rates and most funding with your wanted bank.
About Sujanpur
Sujanpur is a Punjabi speaking Village in Tehsil Dhariwal in Gurdaspur District of Punjab State, India. It is 11 km away from District headquarters Gurdaspur, 6 km away from Dhariwal and 223 km away from State Capital Chandigarh.