For every Indian, gold carries different meaning and relevance. Gold has proved its worth over time. In a financial crisis, your gold can be your shield against the financial crisis. Gold loans are the answers you have been searching for, all this time. Apply for a gold loan Takhatpur on, LendingWale, and expound what life has to offer.
Eligibility Criteria for a Gold Loan Takhatpur
To start with, the candidate must have a permanent residency or be a national of India.
Furthermore, the mandatory age limit for applying for a gold loan is 18 years to 60 years.
Moreover, the candidate must have more than 10 grams of gold ornaments.
Last but not least, the pureness of your gold must be 18 carats to 22 carats.
Benefits of a Gold Loan
Gold Loans are less time-utilizing loans and propose Instant Liquidity to you in contrast with many loans.
Secondly, nominal Documentation is anticipated as compared to other loaning schemes. You are required to submit an ID and Address proof to avail a loan.
Thirdly, a gold loan is available at low-interest rate, generally 10.7-14% annually in comparison to the personal loans whose interest rates of 15-26% per annum.
Finally, flexible Loan Renewal alternatives are accessible if you need to renew your loan.
Documentation for Gold Loan Takhatpur
Firstly, you should submit two passport size photographs with the form.
Additionally, you should secure proof of Identity. It can be a PAN Card / Voter ID Card / Aadhar Card/ Passport.
Finally, you should attach a residency proof with your form. It can be a Passport/ Driving License/ Voter ID Card/ Rental Agreement/ PAN Card/ Ration Card/ Aadhar card/ Utility bills.
Interest Rates for Gold Loan Takhatpur
Gold loans are assured loans, which makes it more resolute and fitting for you and the bank to cooperate with an absolute assertion.
The initial interest rate is 10.75% per annum, which is below 1% per month.
Also, the pre-disbursement fee is 0-2% of the loan amount.
To sum up, the processing fee is 0-2% of the total loan value.
How to apply online for a Gold Loan?
Above all, fill in your essential particulars in the web-form on LendingWale.
Now, all you have to do is rest; our relationship executives will give a response in 30 minutes.
After that, if you fulfil the acceptability standards, we will recommend the loan which pleases your requirements.
Likewise, submit the requested documents with our spokesperson, who will revert to you.
To put it concisely, take the loan money in merely 30 minutes.
Why is LendingWale the right decision for you?
Initially, our website offers you the most suitable loans agreeing with your necessities.
Also, we offer you a one-on-one opportunity through our relation administrators.
Further, we will counsel you about the probabilities and loans which are within your reach.
Finally, you can avail the affordable interest rates and most funding with your wanted bank.
Takhatpur is a Chattisgarhi speaking Town in the Tehsil Takhatpur in Bilaspur District of Chattisgarh State in east India. It is at a distance 36 km from District headquarters Bilaspur. The town is an administrative headquarters of Takhatpur Tehsil.