Do you feel weak in front of your financial demands? Are you handling financial horrors, alone? Do you have a stacked up debt? A gold loan holds you together when life is determined to fell apart. Apply for a gold loan Talwan on, LendingWale, and we will advise you the best gold loan deals solely for you.
Eligibility Criteria for a Gold Loan Talwan
To start with, the candidate must have a permanent residency or be a national of India.
Furthermore, the mandatory age limit for applying for a gold loan is 18 years to 60 years.
Moreover, the candidate must have more than 10 grams of gold ornaments.
Last but not least, the pureness of your gold must be 18 carats to 22 carats.
Benefits of a Gold Loan
Gold Loans are less time-consuming loans and propose Instant Liquidity to you in contrast with many loans.
Secondly, nominal documentation is anticipated as compared to other loaning schemes. You are required to submit an ID and Address proof to avail a loan.
Thirdly, a gold loan is available at low-interest rate, generally 10.7-14% annually in comparison to the personal loans whose interest rates of 15-26% per annum.
Finally, flexible Loan Renewal alternatives are accessible if you need to renew your loan.
Documentation for Gold Loan Talwan
Firstly, you should submit two passport size photographs with the form.
Additionally, you must fasten proof of Identity. It can be a Voter ID Card / Aadhar Card/ PAN Card / Passport.
Finally, you must attach a residency proof with your form. It can be a Passport/ Driving License/ Voter ID Card/ Rental Agreement/ PAN Card/ Ration Card/ Aadhar card/ Utility bills.
Interest Rates for Gold Loan Talwan
Gold loans are assured loans, which makes it more resolute and fitting for you and the bank to cooperate with an absolute assertion.
The initial interest rate is 10.75% per annum, which is below 1% per month.
Also, the pre-disbursement fee is 0-2% of the loan amount.
To sum up, the processing fee is 0-2% of the total loan value.
How to apply online for a Gold Loan?
Above all, fill in your essential particulars in the web-form on LendingWale.
Now, all you have to do is rest; our relationship executives will give a response in 30 minutes.
After that, if you fulfil the acceptability standards, we will recommend the loan which pleases your requirements.
Likewise, submit the requested documents with our spokesperson, who will revert to you.
To put it concisely, take the loan money in merely 30 minutes.
Why is LendingWale the right decision for you?
Initially, our website offers you the most suitable loans agreeing with your necessities.
Also, we offer you a one-on-one opportunity through our relation administrators.
Further, we will counsel you about the probabilities and loans which are within your reach.
Finally, you can avail the affordable interest rates and most funding with your wanted bank.
Talwan is a Punjabi speaking Village in Tehsil Nurmahal of Jalandhar District in Punjab State, India. It is at a distance of 42 km from District headquarters Jalandhar, 6 KM from Nurmahal and 135 km from State capital Chandigarh.