Gold has brought families together and proven its significance. A gold loan is the best alternative to curb your financial disaster. Let gold loans be there for you when your earnings give up in front of your financial needs. Gold loan is a life saver when it comes to satisfying your financial necessities. Apply for a gold loan Unjha on, LendingWale.
Eligibility Criteria for a Gold Loan Unjha
To start with, the candidate should have a permanent resident proof or be a national of India.
Furthermore, the mandatory age limit for applying for a gold loan is 18 years to 60 years.
Moreover, the candidate should have more than 10 grams of gold jewellery.
To sum up, the purity of your gold should be in 18 carats to 22 carats.
Benefits of a Gold Loan
Firstly, you can avail the service of a gold loan in circumstances when you have a bad credit history or a low-income level.
Secondly, gold loans are less time-consuming loans and propose Instant Liquidity to you in contrast with many loans.
Thirdly, nominal Documentation is anticipated as compared to other loaning schemes. You are required to submit an ID and Address proof to avail a loan.
Fourthly, a gold loan is available at a low-interest rate, generally 10.7-14% annually in comparison with the personal loans whose interest rates of 15-26% per annum.
Finally, flexible Loan Renewal alternatives are accessible if you need to renew your loan.
Documentation for Gold Loan Unjha
To start with, you must submit two passport size photographs with the form.
Next, you must secure proof of Identity. It can be a Voter ID Card / PAN Card / Aadhar Card/ Passport.
At last, you must attach a resident proof with your form. It can be a Ration Card/ Utility bills/ Driving License/ Voter ID Card/ Passport/ Aadhar card/ Rental Agreement/ PAN Card.
Interest Rates for Gold Loan Unjha
Gold loans are secured loans, which makes it more approachable and straightforward, for you and the bank to cooperate with trust.
Primarily, the starting interest rate is 10.75% per annum, which is less 1% per month.
Moreover, the pre-disbursement fee is 0-2% of the loan amount.
Furthermore, the processing fee is 0-2% of the total loan value.
How to apply online for a Gold Loan?
Above all, fill in your essential particulars in the web-form on LendingWale.
Now, all you have to do is rest; our relationship executives will give a response in 30 minutes.
Next, if you fulfil the eligibility criteria, we will recommend the loan which satisfies your needs.
Moreover, submit the asked documents with our representative, which will reach out to you.
To put it concisely, take the loan amount in merely 30 minutes.
Why is LendingWale the right decision for you?
To begin with, our website offers you the most appropriate loans harmonizing with your requirements.
Then, we give you a one-on-one chance through our relationship managers.
Besides, we will recommend you the loans and possibilities which are in your reach.
In the end, you can avail the reasonable interest rates and best funding with your preferred bank.
About Unjha
Unjha is a Gujarati speaking Town in Mahesana District of Gujarat State, India. It is at a distance of 26 km from District headquarters Mehsana and 81 km from State capital Gandhinagar. It is the headquarters of Unjha Taluka.