Gold Loan is one of the fastest growing financial services in the banking sector. Majority of people have gold ornaments which are just lying in the bank lockers or at home. Gold Loan Vijayapura provides an opportunity for the people to unleash the worth of this valuable yellow metal by availing a gold loan against it. The Interest Rates are quite affordable and less in comparison to other services like a personal loan and home loan.
Interest rates of Gold Loan Vijayapura
Every financial organisation is offering different interest rates for gold loans, but usually, they start from 10.75%. There might be a little variation in different banks. And talking about the processing fee, it starts from 0 to 0.5% of its principal value.
Eligibility of Gold Loan Vijayapura
First of all, the customer should be a citizen of India Next, the age of the applicant should be more than 18 years.
After that, the borrower should not be above 65 years. She/he should have the gold of purity 18 to 24 carat.
Then, the minimum weight of gold should be 10 grams.
Furthermore, the minimum loan amount is Rs. 18,000.
Documents required for Gold Loan Vijayapura
Although gold loan requires very less paperwork. Most worthy there are few that applicants need to have Two latest coloured passport size photographs. Proof of his identity:-Aadhaar card/ PAN card/ voter card/ Ration card/ Passport. Proof of his residence: – Aadhaar card/ PAN card/ voter card/ Ration card/ utility bills in the name of applicant/ rent agreement in the name of the applicant.
Features of Gold Loan Vijayapura
There are fewer nuisances for documentation. Loan disbursal time is very less. Security is very compact. Transparency between the customer and the bank is remarkable. The rate of interest in case of a gold loan is less than the other loans. Less paperwork is required in case of a gold loan.
The processing fee for availing a gold loan is minimal.
Disbursal of the loan amount is quick.
How to apply for Gold Loan Vijayapura Online?
First of all, you have to visit our website, i.e. www.lendingwale.com.
After that, you have to fill your necessary information.
Now once you are done with all the formalities, all you need to do is chill. Our relationship manager will contact you.
After that, our relationship manager will compare and select the best loaning scheme for you.
At last, once you have decided from where you want to get your loan, our relationship manager will help you in getting your loan disbursed.
Within 24 hours, your loan amount will get disbursed.
Benefits of Gold Loan Vijayapura
First of all, a gold loan is a secured loan that’s why interest rates are quite low.
Secondly, the loan is readily available.
Next, the loan gets approved in less than 30 minutes.
The processing fee is really low.
After that, gold is in safe hands and in case of any miss-happening, the bank will be fully responsible.
The disbursal of the loan only takes 24 hours.
Lastly, if you are in urgent need of money, then you should apply immediately.
How to get Gold Loan Vijayapura
There is no need to go to banks or non-banking financial companies, and you need to fill the gold loan form online on www.lendingwale.com. And within a minute you will get a call back from our side, and your loan will get disbursed within 30 minutes.
Vijayapura is a place in Vijayapura District of Karnataka state of India. The area is also known as Bijapur.
For more information, please visit our website, www.lendingwale.com.