HDFC Gold Loan

Gold Loan at 1%* p.m.

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HDFC Gold Loan Key Features – Apply Now!

Gold Loan Interest Rate 7.11% per annum
Gold Loan Per Gram Rate Per Gram Today is ₹ 5,032
Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Gold Loan Repayment Tenure 3 Months to 24 Months
Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme


What is Gold Loan?

Gold loan is considered as one of the most trending among all the loans these days. There are so many reasons behind it. One is that it is easily accessible, so if you have sufficient gold assets and you need financial help then you can use it in the right way without actually losing it. You can get HDFC Gold Loan in a very small time span. This is also known as a loan against Gold. Not each and every bank accords you a gold loan. Not every bank or financial organization provides you a loan against banks. But HDFC is a trustworthy financial organization which helps you by providing a loan against gold. You can easily get an HDFC Gold Loan in no time. There is no need to sell your gold ornaments; there is no more need for selling your memories for your dreams.

Eligibility  for HDFC Gold Loan:

There are some conditions that the applicant should fulfill to get a gold loan.

  1. Age of the applicant should be more than 18 years and less than 65 years. He/she should be able to return the loan amount on time.
  2. Applicant should have gold in the form of coins/ jewelry/bricks. But the purity of the gold should be 18 carats to 22 carats.
  3. Applicant should be a citizen of India.


  1. HDFC is one of the reputed banks not only in India but overseas also.
  2. Bank provides a very secure procedure to give gold loan and your ornaments are going to be in a secured system.
  3. HDFC bank offers total transparency towards its customers.
  4. Interest rates are low as compared to other banks.
  5. Execution process for a gold loan is very fast.
  6. It provides a special rate of interest to agriculturists.
  7. Besides this, very fewer documents are required for the gold loan.
  8.  Although gold loan starts from Rs. 50000 it can be less than Rs. 50000 for rural areas.

Documentations required for HDFC Gold Loan:

The whole process is very easy and simple. Documents required in the very simple form. You instantly get a gold loan after issuing the documents.

  1. Identity proof (Passport/Id card/voter card/driving license) can be any one of them. Everyone easily has these documents so there is no problem with the submission.
  2. 2 passport size photos
  3. A passport can also be an identity proof because a passport has a name, age, address and photograph of the customer. If you are having a passport then there is no need to bring your address proof separately.
  4. Residence proof can be Aadhar card, voter card, and passport (Passport/Id card/voter card/driving license). Electricity and water bill for the last three months because these are the proofs that you are residing in that particular place. Driving license can be a proof of identity and residence proof because it contains the name, date of birth and a photograph of the customer. Aadhar card provided by UIDAI that contains biometric details of the customers like age date of birth and photograph of the individual.
  5. PAN card is the permanent account number and it prevents the financial frauds. So it can be an identity/residence proof. Pan card is very essential document under KYC (know your customer) formality.
  6. Ration card can be a residence proof because it provides enough information about the applicant.
  7.  A signature proof is also required to get a Gold Loan.

Repayment options for HDFC Gold Loan:

  1. Gold loan on the repayment option
  2. Overdraft facility
  3. Bullet repayment option

About HDFC Bank:

HDFC is one of the top banks currently operating in India. HDFC commenced in the year 1994. HDFC was the first private bank to get approval from RBI to provide various financial services to its customers in India. HDFC has various branches all over India, so you can avail your gold loan easily by approaching the nearest branch to you.

 Apply on :

We are suggesting this site the reason after that is knows the value of your precious time. You will get so many perks if you apply by using this site. Like:

  1. If you apply for the HDFC Gold Loan from you will get by so many benefits.
  2. You just have to fill the Gold Loan form and you will get a call from our side automatically.
  3. Besides that, you may get some more concessions on the interest rates.
  4. Therefore there is no need to go to the bank.
  5. Even more, documents pick up facility from your doorstep is available.


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