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IndusInd Bank Gold Loan

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    IndusInd Bank Gold Loan Key Features – Apply Now!

    Gold Loan Interest Rate 7.11% per annum
    Gold Loan Per Gram Rate Per Gram Today is ₹ 5,032
    Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
    Gold Loan Processing Fee 1.50% of the Principal Loan Amount
    Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
    Gold Loan Repayment Tenure 3 Months to 24 Months
    Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

    Advantages of IndusInd Bank Gold Loan:

    • Active Mechanism: IndusInd Bank process the credit passionately and precisely. The loan gets passed within an hour.
    • Lesser Documents: The IndusInd Bank instructs for important documents with negligible paperwork.
    • Transparent System: The IndusInd Bank doesn’t charge money for valid reasons. Unwanted charges are not carried by the IndusInd Bank.
    • Amount of Loan: The amount of loan that the IndusInd bank offers are Rs. 15000 and Rs. 10000 to the clients and pastoral areas respectively.
    • Safety of Jewellery: The IndusInd bank provides full fire-resistant protection to the golds as its responsibility.
    • Loan Tenure: The continuation of loan for IndusInd bank can be between 3 months to 2 years. Needful candidates can appeal for respectively.
    • Benefits for Farmers: IndusInd Bank produces amazing offers for the agro-based allied fields.
    • No Debt Burden: There exist moments when you can not refund the sum on time, no stress or tension, the bank will only seize your gold embroideries for a specific time.
    • No Income Bonds: Income doesn’t define the IndusInd funding system. Anyone can appeal for a gold loan.

    How Much Gold Loan can I Get through IndusInd Bank Gold Loan?

    IndusInd Bank Gold Loan Per Gram – Updated September 2020

    Updated - Gold Loan Per Gram Rate

    Gold Weight

    Gold Purity

    Gold Purity

    Gold Purity

    Gold Purity

    24 Carat

    22 Carat

    20 Carat

    18 Carat

    1 gram

    4680 4290 3900 3510

    10 gram

    46800 42900 39000 35100

    20 gram

    93600 85800 78000 70200

    30 gram

    140400 128700 117000 105300

    40 gram

    187200 171600 156000 140400

    50 gram

    234000 214500 195000 175500

    100 gram

    468000 429000 390000 351000

    200 gram

    936000 858000 780000 702000

    300 gram

    1404000 1287000 1170000 1053000

    400 gram

    1872000 1716000 1560000 1404000

    500 gram

    2340000 2145000 1950000 1755000

     

    IndusInd Gold Loan Eligibility:

    Age

    18-70 years of age

    Nationality

    Indian

    Employment Status

    Salaried, Self-Employed

    Gold Quality

    Minimum 18 Carats

     

    IndusInd Bank Gold Loan Documents Required:

    Photographs

    2 Passport Size

    Identity Proof

    Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

    Residence Proof

    Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

     

    IndusInd Bank Gold Loan Interest Rate, Fees, and Charges:

    HDFC Gold Loan Interest Rate

    7.00% per annum

    Processing Fee

    1.50% of the Principal Loan Amount

    Prepayment/Foreclosure Charges

    2%+GST (Within 3 Months), 0 (After 3 months)

    Valuation Fee

    Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

    Late Repayment Charges

    2% p.a. + Applicable rate of interest.

    Renewal Processing Fees

    Rs 350 + GST

     

     

    About IndusInd Bank Gold Loan:

    IndusInd Bank Gold Loan is sanctioned to the people who are in urgent need of money for financing the personal or professional requirements. The bank does not dissatisfy its clients and always help them whenever they require it. The IndusInd Bank suffices the people with the gold loan at a low cost and a huge amount, it is named as the best financial service provider apart from other works.

    • IndusInd Gold Loan Interest Rate is7.11% per annum
    • IndusInd Gold Loan Per Gram is ₹5,032
    • IndusInd Gold Loan Tenure: Up to 24 months
    • IndusInd Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

    Types of IndusInd Bank Gold Loan

    • Loan Against Gold – IndusInd Bank is a trustworthy financial institution that provides gold loans at the low-interest rates but with good funding. Likewise, the bank imparts funds to the customers with surety as compared to other loans.
    • Loan Against Gold for Agriculture – IndusInd  Bank aids farmers by granting them exclusive and exceptional offers in addition to cheap interest rates. The bank also needs the land documents for the verification of the loan.

    IndusInd Bank Gold Loan EMI Calculator:

    Rate of Interest
    6 months
    1 Yr
    2 Yrs
    3 Yrs
    7.00% 17008 8652 4477 3088
    8.00% 17058 8699 4523 3134
    8.50% 17082 8722 4546 3157
    9.00% 17107 8745 4568 3180
    9.50% 17131 8678 4591 3203
    10.00% 17156 8791 4614 3227
    10.50% 17181 8815 4637 3250
    11.00% 17205 8838 4661 3274
    11.50% 17230 8861 4684 3298
    12.00% 17254 8885 4707 3321
    12.50% 17279 8908 4731 3345
    13.00% 17304 8932 4754 3369
    13.50% 17329 8955 4778 3393
    14.00% 17354 8979 4801 3418
    14.50% 17378 9002 4825 3442
    15.00% 17403 9026 4845 3466

     

    How to Pay Your IndusInd Bank Gold Loan EMI?

    • Standing Instruction (SI): If you are a current account holder with IndusInd Bank, Standing Instruction is the most satisfactory method of premium. Your EMI amount will be headed to one every month from the IndusInd Bank account you show.
    • Electronic Clearing Service (ECS): This practice is done only and only if you have a non-IndusInd Bank record and might need your EMIs to be charged monthly from the present account.
    • Post-Dated Checks (PDC): You can affirm post-dated EMI calculation from a non-IndusInd Bank financial statement at your closest IndusInd Bank Loan Center. A new PDCs should be presented immediately.

    IndusInd Bank Gold Loan Contact Number

    Call 9878981144 for questions concerning IndusInd Bank Gold Loan, its amazing and exciting deals and offers.

    Gold Ornaments Accepted by IndusInd Bank

    • Gold Jewellery:  Gold bangles, gold rings, gold bracelets, etc are acceptable by the IndusInd bank.
    • Quality: The gold embellishments should be of the qualitative importance of 18-22 carats.

    Use of IndusInd Bank Gold Loan

    • For sufficing personal findings like climbing, education fees, etc.
    • For outlining selling practices for example; launching new products, selling goods, etc.
    • For financing ranchers and granting advantages for the related activities besides.

    Gold Loan Interest Rate of Major Banks

    Bank

     Interest Rates

    HDFC Bank Gold Loan

    7.11% – 14.50%

    ICICI Gold Loan

    7.11% – 16.10%
    Muthoot Finance Gold Loan

    7.11% – 24.00%

    Axis Bank Gold Loan

    7.11% – 17.11%
    Manappuram Gold Loan

    7.11% – 26.00%

    Yes Bank Gold Loan

    7.11% – 15.99%
    Bank of India Gold Loan

    7.11% – 26.00%

    Federal Bank Gold Loan 

    7.11% – 13.50%
    IIFL Gold Loan

    7.11% – 12.00%

    Central Bank of India Gold Loan

    7.11% – 14.65%

    Canara Bank Gold Loan

    7.11% – 12.65%

    Allahabad Bank Gold Loan

    7.11% – 10.45%

    Induslnd Bank Gold Loan

    7.11% – 15.75%
    PNB Gold Loan

    7.11% – 11.75%

    Bajaj Finance Gold Loan

    7.11% – 26%
    SBI Gold Loan

    7.11% – 15.99%

    Indian Bank Gold Loan

    7.11% – 15.99%
    UCO Bank Gold Loan

    7.11% – 26.00%

    Kotak Mahindra Bank Gold Loan

    7.11% – 13.50%
    Syndicate Bank Gold Loan

    7.11% – 12.00%

     

    FAQs About IndusInd Bank Gold Loan:

    • What is IndusInd Bank Gold Loan?

    The IndusInd Bank will provide gold loan services to the needful people keeping gold in collateral with the bank. It services them with low-interest rates and high funding.

    • How can I get the Gold Loan from IndusInd Bank?

    Apply online with lendingwale from your home for getting the gold loan from IndusInd Bank.

    • What is the Gold Loan Interest Rate in IndusInd Bank?

    The Gold Loan rate in IndusInd Bank is 7.11% per annum.

    • How much Gold Loan can I get per gram in IndusInd Bank?

    The per gram Gold Loan in IndusInd Bank is ₹ 5,032 Per Gram.

    • How to check Gold Loan status in IndusInd Bank?

    Check the gold loan status in IndusInd Bank by visiting the IndusInd Bank loan status tracker web page and fill in your details.

    • How to calculate Gold Loan Interest in IndusInd Bank?

    Calculating gold loan interest in IndusInd Bank can be done using the EMI calculator.

    • How to Pay IndusInd Bank Gold Loan Interest Online?

    There are two options available for online payment. Firstly, you can go for net banking, and secondly, you can choose any of the most favorable methods of payment or Paytm.

    • What if I can’t pay the interest on IndusInd Bank Gold Loan for 3 months?

    The bank will take legal actions against the customers if they have not repaid the interest within 3 months and also IndusInd  Bank will keep the ornaments of gold with itself.

    • How can I apply for EMI Moratorium on IndusInd Bank Gold Loan?

    You can demand EMI Moratorium on IndusInd Bank Gold Loan presently between the 1st March and 31st August 2020 and perform it by reaching the Bank customer care or visiting the closest IndusInd Bank branch.