Nainital Bank Gold Loan

Nainital Bank Gold Loan Key Features – Apply Now!

Advantages of Nanital Bank Gold Loan:

• Active Mechanism: The Nanital Bank gives loans in a quick and smooth form. The loan is approved within an hour.
• Lesser Documents: Nanital Bank facilitates simple documentation service to its customers.
• Vitreous Structure: Nanital Bank has an unbiased system of no supplementary charges for their clients.
• Amount of Loan: The measurable figure of gold loan the Nainital Bank gives is Rs. 15000, and for the rural areas it is Rs. 10000.
• Safety of Jewellery: the Nanital Bank gives protection of gold products is mandatory.
• Loan Tenure: The span of 3 months to 2 years is enough for availing a gold loan. The applicants make decisions according to their needs and desires.
• Benefits for Farmers: Benefiting the customers with exceptional services and low-interest rates will aid the cultivators in fulfilling agricultural-allied projects.
• No Debt Burden: Nanital Bank does not hold guilty for not paying the loan amount back, it just confiscate the embroideries.
• No Income Bonds: Income margins can not change the gold loan availing system in Nainital Bank. Anyone can apply for this opportunity.

How Much Gold Loan can I Get through Nanital Bank Gold Loan:

Nanital Bank Gold Loan Per Gram – Updated September 2020

Nainital Bank Gold Loan Eligibility:

Nainital Bank Gold Loan Documents Required:

Nainital Bank Gold Loan Interest Rate, Fees, and Charges:

About Nainital Bank Gold Loan:

Nainital Bank was founded in the year 1922. It helps customers with a gold loan scheme to meet their monetary requirements. It is popularly known for its fascinating commercial services and easy availability of the gold loan at a feasible borrowing rate and high financing.

• Nainital Bank  Gold Loan Interest Rate is7.11% per annum
• Nainital Bank Gold Loan Per Gram is ₹5,032
• Nainital Bank Gold Loan Tenure: Up to 24 months
• Nainital Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST.

Types of Nainital Bank Gold Loan:

• Loan Against Gold – Nainital Gold Loan laps up a loan at an affordable interest rate so that the candidates can have sufficient sum to effectuate their interim and lifelong demands. Gold Loan is different from other loans, it is guaranteed, and thus, banks have no danger in giving a substantial amount to the applicants.
• Loan Against Gold for Agriculture – Nainital Bank provides Gold Loans to the natural producers at a little -interest rate inclusive of some special benefits apart from other groups of loans used for different purposes. The bank asks for land evidence for which you take a loan.

Nainital Bank Gold Loan EMI Calculator:

How to Pay Your Nainital Bank Gold Loan EMI?

• Standing Instruction (SI): If you are recently an account holder with Nainital Bank, the most viable and dependable process for repayment is Standing Instruction. Monthly, your EMI amount will be credited unequivocally to the Nainital Bank record.
• Electronic Clearing Service (ECS): This process can be further done if you have a non-Nainital Bank record and might need your EMIs to be charged monthly from the Nainital Bank account.
• Post-Dated Checks (PDC): Post-dated EMIs evaluated from the non-Nainital bank at the closest loan center of Nainital Bank. Newly-made PDCs should be given on time.

Nainital Bank Gold Loan Contact Number

Call 9878981144 to solve your queries arising from the available opportunities and deals offered by the Nainital Bank Gold Loan.

Gold Ornaments Accepted by Nainital Bank:

• Gold Jewellery:  For instance, Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. all of these are accepted by Nainital Bank for availing a Gold Loan.
• Quality: Pure gold that values 18-22 carats should be given for security.

Use of Nainital Bank Gold Loan:

• Accomplishing your business dreams like purchasing fresh supplies, building your market, etc. 
• Individual likings and requirements that include medical-related, education, etc. should be accomplished.
• Agricultural based and cultivating projects should be in demand to get finished.

Gold Loan Interest Rate of Major Banks

FAQs About Nainital Bank Gold Loan

• What is the Nainital Bank Gold Loan?

The Nainital Bank is a banking company that provides a gold loan to its clients at a reasonable interest rate, in exchange for gold.

• How can I get the Gold Loan from the Nainital Bank?

Receive the gold loan from the Nainital Bank by visiting the nearest branch of the respective bank, or you can also apply for it online at lendingwale.

• What is the Gold Loan Interest Rate in Nainital Bank?

The Interest Rate for Gold Loan in Nainital Bank is 7.11% per annum.

• How much Gold Loan can I get per gram in Nainital Bank?

You can profit up to ₹ 5,032 Per Gram in Nainital Bank Gold Loan.

• How to check Gold Loan status in the Nainital Bank?

The customers review the gold loan status by visiting the nearby branch of the Nainital Bank or by clicking on the tracker webpage and fill the given details.

• How to calculate Gold Loan Interest in the Nainital Bank?

The EMI calculator can calculate accurate numbers of gold loan interest in the Nainital Bank.

• How to Pay Nainital Bank Gold Loan Interest Online?

You can pay Nainital Bank Gold Loan interest online through net banking, or you can also repay your Nainital Bank Gold Loan on Paytm or the most preferred payment method of yours.

• What if I can’t pay the interest on the Nainital Bank Loan for 3 months?

 In case, repayment is not made of the interest on the Nainital Bank for three months then you will be pleased for the respective contribution, and still if the hearing goes muted, then the Nainital bank will be forced to perform legitimate activities.

• How can I apply for EMI Moratorium on the Nainital Bank Gold Loan?

Demand for EMI Moratorium on Nainital Bank Gold Loan now between first March and 31st August 2020. It should be finished by calling the customer care of the bank or visiting the closest Nainital Bank office.