Trying hard to raise funds for your individual and family needs? The right choice is here! Now avail Personal Loan Adhewada , from the most trusted financier in India. Here, we understand you and offer the right solutions for your requirements. The personal loan falls under the category of unsecured loans. Hence, the applicant doesn’t need to pledge any security to the bank for availing a personal loan.
Personal Loan interest rate
Generally, the basic rate of interest in the personal Loan is 10.75% per annum, which is even less than 1% per month. However, interest rates can be changed from time to time. The interest rates of the personal Loan depend on the various factors like the income of the applicant, the amount of Loan the applicant requires, and the company in which the customer is working. A personal loan is approved and disbursed quickly.
Personal Loan Adhewada eligibility
A personal loan is available to both salaried persons and self-employed persons. The approval of a personal loan is different for salaried and self- employed borrowers.
For salaried
Firstly, the customer should be a citizen of India/permanent resident.
After that, the minimum age should be 21 years.
The maximum age for availing a personal loan is 60 years (at the time of completion of the loan).
The minimum credit score of the applicant should be 700.
The salary of the applicant should not be less than 18000.
For self-employed
First of all, the borrower should be a citizen of India/ permanent resident.
Secondly, the age of the applicant should be between 25 – 65 years ( at the completion of the loan).
He/she should be filing ITR minimum of Rs. 2.5 lakh annually for the last three years.
He/she should have been running his business from the last five years.
Is Personal Loan secured?
The personal loan falls under the category of unsecured loans, so there is no need to pledge any collateral security to the bank to get a personal loan. It is also beneficial to meet the urgent financial requirement of the applicant.
Benefits of Personal Loan
Firstly, the approval of the personal loan is speedy and hassle-free.
It is an unsecured loan, so there is no need to pledge any collateral.
After that, the loan gets approved within 30 minutes.
Personal loan requires minimal documentation.
Besides that, disbursal of personal loan requires only 24 hours.
The interest rates are low.
The applicant can use the loan amount anyway he/she likes.
Documents required
Residence proof- Aadhar card, pan card, voter card, passport, utility bills in the name of the applicant, rental agreement in the name of the applicant.
Applicant should have Salary slips or Income proofs.
Identity proof– Aadhar card, pan card, voter card, passport, driving license.
Two latest colored passport size photographs are required.
The Applicant should have proper Bank account details of the last six months.
How to apply Online
First of all, you need to visit our website, i.e., www.lendingwale.com.
After that, you need to fill your necessary information.
Make sure you fill your correct information so that we can contact you.
Now, once you are done with the formalities, all you need to do is sit and chill, our relationship manager will contact you as soon as possible.
Our relationship manager will compare different loaning schemes according to your eligibility and select the best loaning scheme for you.
At last, your loan will get disbursed within 24 hours.
Tenure of Personal Loan
The applicants are free to choose the mandate of the Loan according to their convenience. It can be from 1 to 5 years.
About Adhewada
Adhewada is a village in Bhavnagar Taluka of Bhavnagar district in Gujarat, India. The town is located on the northern bank of the Maleshree or Maleshvari River and about three miles south of Bhavnagar.
For more information, visit www.lendingwale.com.