Are you facing some financial issues due to lack of finance? Then the Personal Loan Adityapur is for you. A personal loan is an unsecured loan given to a customer by various banks and NBFC’s. It is used to meet multiple financial needs like planning your dream vacation, sending your daughter or son abroad for higher studies, home renovation, and many more. The approval for availing a personal loan is rapid and requires minimal documentation. This loan is available to both salaried and self-employed customers. For availing a personal loan, your CIBIL score should be good, ranging between 650-720.
Personal loan interest rate
The lowest interest rate for availing a personal loan is 10.75%per annum, which is even less than 1% per month. Higher the amount of loan, lesser will be the interest rates. The borrower can get the best loan depending upon his/her capacity to pay back and the company you are working.
Personal loan Adityapur eligibility
A personal loan is available to both salaried and self-employed persons, and both have different eligibility criteria.
For salaried persons
First of all, the person should be a citizen of India/ permanent resident.
After that, the minimum age of the person should be 21 years.
The maximum age of the applicant should be 60 (at the completion of the loan).
The minimum credit score of the applicant should be 700.
The salary of the applicant should not be less than 18000.
For self-employed
First of all, the borrower should be a citizen of India/ permanent resident.
Secondly, the age of the applicant should be between 25 – 65 years (at the completion of the loan).
The applicant should be filing ITR minimum of Rs. 2.5 lakh annually for the last three years.
He/ she should have been running his business from the last five years.
Is Personal Loan secured?
The personal loan falls under the category of unsecured loans, so there is no need to pledge any collateral security to the bank to get a personal loan. It is also beneficial to meet the urgent financial requirement of the applicant.
Benefits of Personal Loan
The approval of the personal loan is speedy and hassle-free.
It is an unsecured loan, so there is no need to pledge any collateral.
The loan gets approved within 30 minutes.
Personal loan requires minimal documentation.
The disbursal of personal loan requires only 24 hours.
The interest rates are low.
The applicant can use the loan amount anyway he/she likes.
Documents required
Applicant should have Salary slips or Income proofs.
Identity proof- Aadhar card, pan card, voter card, passport, driving license.
Residence proof- Aadhar card, pan card, voter card, passport, utility bills in the name of the applicant, rental agreement in the name of the applicant.
Two latest colored passport size photographs are required.
The Applicant should have proper Bank account details of the last six months.
How to apply online?
First of all, you need to visit our website, i.e., www.lendingwale.com.
After that, you need to fill your necessary information.
Make sure you fill your correct information so that we can contact you.
Now, once you are done with the formalities, all you need to do is sit and chill, our relationship manager will contact you as soon as possible.
Our relationship manager will compare different loaning schemes according to your eligibility and select the best loaning scheme for you.
At last, your loan will get disbursed within 24 hours.
Tenure of Personal Loan Adityapur
The applicants are free to choose the mandate of the Loan according to their convenience. It can be from 1 to 5 years.
About Adityapur
Adityapur, a city in Jharkhand named after Raja Aditya Pratap Singh, the last ruler of Saraikela. It is situated in the Seraikela-Kharsawan district of Jharkhand. Today, it’s a part of the Greater Jamshedpur Metropolitan Region.
For more information, visit www.lendingwale.com.