Applying for a personal loan has become easier & easier over the years. All thanks to the internet and the wonders it has made possible. Personal Loan is an unsecured loan. It is the best way to get financial aid from the banks and non-banking financial companies in case of financial problems. Besides this, the amount of Personal Loan Agondh can be used anywhere according to the needs of the borrower.
Personal Loan Agondh interest rates
The credit history of an applicant plays an essential role in availing a personal loan. The rates of interest of the personal Loan depend on the various factors like the income of the applicant, the amount of Loan the applicant requires, and the company in which the customer is working. Generally, the basic rate of interest in the personal Loan is 10.75% per annum. However, it can be changed from time to time.
Personal Loan Agondh eligibility
A personal loan is available to both salaried and self-employed persons, and both have different eligibility criteria.
For salaried persons
First of all, residency: the person should be a permanent resident of India.
After that, the minimum age: the person should be 21 years.
Maximum age: The maximum age of the applicant should be 60 (at the completion of the loan).
Credit score: The minimum credit score of the applicant should be 700.
Salary: The salary of the applicant should not be less than 18000.
For self-employed
First of all, citizenship: he should be an Indian.
Secondly, the age: applicant should be between 25 – 65 years.
ITR file: The applicant should be filing ITR minimum of Rs. 2.5 lakh annually for the last three years.
Business: He/ she should have been running his business from the last five years.
Is a Personal Loan secured?
It is an unsecured loan.
Benefits of Personal Loan Agondh
The approval of the personal loan is speedy and hassle-free.
It is an unsecured loan, so there is no need to pledge any collateral.
The applicant can use the loan amount anyway he/she likes.
Personal loan requires minimal documentation.
The disbursal of personal loan requires only 24 hours.
The interest rates are less.
The loan gets approved within 30 minutes.
Documents required for Personal Loan Agondh
Identity proof- Aadhar card, pan card, voter card, passport, driving license.
Residence proof- utility bills and rental agreement in the name of the applicant.
Photographs – two latest colored passport size photographs
Salary slips
Bank details – the Applicant should have proper Bank account details of the last six months.
How to apply online?
First of all, you need to visit our website, i.e., www.lendingwale.com.
After that, you need to fill your necessary information.
Make sure you fill your correct information so that we can contact you.
Now, once you are done with the formalities, all you need to do is sit and chill, our relationship manager will contact you as soon as possible.
Our relationship manager will compare different loaning schemes according to your eligibility and select the best loaning scheme for you.
At last, your loan will get disbursed within 24 hours.
Tenure of Personal Loan Agondh
The applicants are free to choose the mandate of the Loan according to their convenience. It can be from 1 to 5 years.
About Agondh
Agondh village is located in Guhla Tehsil of Kaithal district in Haryana, India. .The total population of Agondh village is around 3081. Gulha is the nearest town to Agondh. The total geographical area is 1112 hectares.
For more information, visit www.lendingwale.com.