If an applicant is in urgent need of finance for planning your dream wedding, to meet unexpected medical expenses, etc. Then we are here with a solution to all your financial problems. Apply for Personal Loan Agroha.
A personal loan is provided by various commercial banks and NBFC’s to meet the financial requirements of the borrower. There is no need to pledge any collateral security to the bank for getting a personal loan.
Personal Loan Agroha interest rates
Generally, the basic rate of interest for availing a personal loan is 10.75%, which is even less than 1% per month. However, it can be changed from time to time. The rates of interest of the personal Loan depend on the various factors like the income of the applicant, the amount of Loan the applicant requires, and the company in which the customer is working.
A personal loan is available to both salaried and self-employed persons, and both have different eligibility criteria.
For salaried persons
First of all, residency: the person should be a permanent resident of India.
After that, the minimum age: the person should be 21 years.
Maximum age: The maximum age of the applicant should be 60 (at the completion of the loan).
Credit score: The minimum credit score of the applicant should be 700.
Salary: The salary of the applicant should not be less than 18000.
First of all, citizenship: he should be an Indian.
Secondly, the age: applicant should be between 25 – 65 years.
ITR file: The applicant should be filing ITR minimum of Rs. 2.5 lakh annually for the last three years.
Business: He/ she should have been running his business from the last five years.
Is a Personal Loan secured?
No, it is unsecured.
Benefits of Personal Loan
The applicant can use the loan amount anyway he/she likes.
The approval of the personal loan is speedy and hassle-free.
It is an unsecured loan, so there is no need to pledge any collateral.
Personal loan requires minimal documentation.
The disbursal of personal loan requires only 24 hours.
The interest rates are really low.
The loan gets approved within 30 minutes.
Documents required for Personal Loan Agroha
Identity proof- Aadhar card, pan card, voter card, passport, driving license.
Residence proof- utility bills and rental agreement in the name of the applicant.
Photographs – two latest colored passport size photographs
Bank details – the Applicant should have proper Bank account details of the last six months.
How to apply online?
First of all, you need to visit our website.
After that, you need to fill your necessary information.
Now, our relationship manager will contact you as soon as possible.
Immediately, our relationship manager will compare different loaning schemes according to your eligibility and will simultaneously, select the best loaning scheme for you.
At last, your loan will get disbursed within 24 hours.
The applicants are free to choose the mandate of the Loan according to their convenience. It can be from 1 to 5 years.
Agroha is a town in Haryana state of northern India. It is situated in Hisar district in between Hisar city and Fatehabad. The Agrawaland Agrahari communities claim origin from Agroha. According to their legends, Agroha was the capital of their founder Agrasena. Hindi is the local language in Agroha.
Personal Loan interest rate
|Bank||Interest Rates||Processing Fees|
|HDFC Bank||10.99% to 18%||2% to 2.5%|
|ICICI Bank||13.99% to 18%||2%|
|Fullerton India||17.25% to 32%||2% to 3%|
|Bajaj Finserv||13.99% to 16.75%||2% to 3%|
|Axis Bank||15.50% to 24%||1.5% to 2%|
|Standard Chartered Bank||15.75% to 22%||2% to 3%|
|Kotak Mahindra Bank||13.75% to 19%||2%|
|Andhra Bank||13.50% to 22%||0.5% to 1.5%|
|Bank of Baroda||13.50% to 19%||2%|
|Vijaya Bank||13.75% to 22%||1.5% to 2%|
|Corporation Bank||14.50% to 20%||1.5% to 3%|
|Allahabad Bank||13.70% to 20%||1.5% to 2%|
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