An immediate solution for all your financial problems is a personal loan. You can easily avail a personal loan to tend to any individual needs or to plan a perfect vacation or take care of some medical emergency or so on. A Personal loan Ajgain can also be of great help if you are looking to enhance your credit score. Personal loans are designed for people who don’t want to go through the hassles of providing security.
Personal loan interest rate
The interest rates for availing a personal loan are not very much. Generally, the interest rate starts from 10.75%. However; it can be changed from time to time and as per the customer requirement. Approval of a personal loan depends on various factors like the income of the applicant, the amount of Loan the applicant requires, and the company in which the customer is working. However, it can be changed from time to time and as per the customer requirement.
Personal Loan Ajgain eligibility
A personal loan is available to both salaried and self-employed persons, and both have different eligibility criteria.
For salaried persons
First of all, residency: the person should be a permanent resident of India.
After that, the minimum age: the person should be 21 years.
Maximum age: The maximum age of the applicant should be 60 (at the completion of the loan).
Credit score: The minimum credit score of the applicant should be 700.
Salary: The salary of the applicant should not be less than 18000.
First of all, citizenship: he should be an Indian.
Secondly, the age: applicant should be between 25 – 65 years.
ITR file: The applicant should be filing ITR minimum of Rs. 2.5 lakh annually for the last three years.
Business: He/ she should have been running his business from the last five years.
Benefits of Personal Loan Ajgain
A personal loan gets quickly approved within 30 minutes.
Approval of a personal loan requires minimal documentation.
As it is an unsecured loan, so there is no need to pledge any collateral.
The applicant can use the loan amount anyway he/she likes.
The disbursal of personal loan requires only 24 hours.
The interest rates are low.
Documents required for Personal Loan Ajgain
Identity proof- Aadhar card, pan card, voter card, passport, driving license.
Residence proof- utility bills and rental agreement in the name of the applicant.
Photographs – two latest colored passport size photographs
Bank details – The Applicant should have proper Bank account details of the last six months.
How to apply online?
First of all, you need to visit our website, i.e., www.lendingwale.com.
After that, you need to fill your necessary information.
Make sure you fill your correct information so that we can contact you.
Now, once you are done with the formalities, all you need to do is sit and chill, our relationship manager will contact you as soon as possible.
Our relationship manager will compare different loaning schemes according to your eligibility and select the best loaning scheme for you.
At last, your loan will get disbursed within 24 hours.
Tenure of Personal Loan Ajgain
The applicants are free to choose the mandate of the Loan according to their convenience. It can be from 1 to 5 years.
Ajgain is a city in the Unnao district of Indian state Uttar Pradesh. Local languages spoken there are Hindi and Urdu. Lucknow is the state capital for Ajgain village. It is located around 7.9 KM away from Ajgain. The other nearest state capital from Ajgain is Patna.
Personal Loan interest rates
|Bank||Interest Rates||Processing Fees|
|HDFC Bank||10.99% to 18%||2% to 2.5%|
|ICICI Bank||13.99% to 18%||2%|
|Fullerton India||17.25% to 32%||2% to 3%|
|Bajaj Finserv||13.99% to 16.75%||2% to 3%|
|Axis Bank||15.50% to 24%||1.5% to 2%|
|Standard Chartered Bank||15.75% to 22%||2% to 3%|
|Kotak Mahindra Bank||13.75% to 19%||2%|
|Andhra Bank||13.50% to 22%||0.5% to 1.5%|
|Bank of Baroda||13.50% to 19%||2%|
|Vijaya Bank||13.75% to 22%||1.5% to 2%|
|Corporation Bank||14.50% to 20%||1.5% to 3%|
|Allahabad Bank||13.70% to 20%||1.5% to 2%|
For more information visit www.lendingwale.com.