Personal Loan Akluj

Personal Loan at 10.75%*

Apply & Get Instant Aproval

A personal loan is a loan that is typically used to purchase a car, renovate the home, and pay for a vacation, to finance a wedding, or deal with unexpected events. Instead of paying over ten to thirty years, your monthly installment will span from one to five years. There is no need to pledge any collateral or security to the bank. You can use the amount of Personal Loan Akluj as per your requirements.

Interest rate for Personal Loan Akluj

A personal loan is available at different interest rates depending on various factors like the income of the applicant, the amount of Loan the applicant requires, and the company in which the customer is working. Generally, the basic rate of interest in the personal Loan is 10.75% per annum. However, it can be changed from time to time and as per the customer requirement.

Eligibility Personal Loan Akluj 

A personal loan is available to both salaried persons and self-employed persons. And the criterion for both the applicants is different.

For salaried persons

First of all, residency: the person should be a permanent resident of India.

After that, the minimum age: the person should be 21 years.

Maximum age: The maximum age of the applicant should be 60 (at the completion of the loan).

Credit score: The minimum credit score of the applicant should be 700.

Salary: The salary of the applicant should not be less than 18000.

For self-employed

First of all, citizenship: he should be an Indian.

Secondly, the age: applicant should be between 25 – 65 years.

ITR file: The applicant should be filing ITR minimum of Rs. 2.5 lakh annually for the last three years.

Business: He/ she should have been running his business from the last five years.

Is Personal Loan secured?

The personal loan falls under the category of unsecured loans, so there is no need to pledge any collateral security to the bank to get a personal loan.

Benefits

First of all, a personal loan gets quickly approved within 30 minutes.
Then there is no need to pledge any collateral as it is an unsecured loan.
The process is convenient and hassle-free.
The applicant can use the loan amount as he/she likes.
Moreover, the loan gets quickly disbursed within 24 hours.
The interest rates of a personal loan are low.

Documents required

Identity proof- Aadhar card, pan card, voter card, passport, driving license.
Residence proof- utility bills and rental agreement in the name of the applicant.
Photographs – two latest colored passport size photographs.
Salary slips.
Bank details – the applicant should have proper Bank account details of the last six months.

How to apply online?

First of all, you need to visit our website, i.e., www.lendingwale.com.
After that, you need to fill your necessary information.
Make sure you fill your correct information so that we can contact you.
Now, once you are done with the formalities, all you need to do is sit and chill, our relationship manager will contact you as soon as possible.
Our relationship manager will compare different loaning schemes according to your eligibility and select the best loaning scheme for you.
At last, your loan will get disbursed within 24 hours.

Tenure

The applicants are free to choose the mandate of the Loan according to their convenience. It can be from 1 to 5 years.

About Akluj

Akluj is a town in Solapur district in Maharashtra, India. It was earlier known for its large trade in cotton, which has almost disappeared at present. It is located on the bank of the River Nira. The town and surrounding area are agriculturally rich. Akluj was Asia’s most luxurious and largest Gram panchayat for some time.

Personal loan interest rate

Bank Interest Rates Processing Fees
HDFC Bank 10.99% to 18% 2% to 2.5%
ICICI Bank 13.99% to 18% 2%
Fullerton India 17.25% to 32% 2% to 3%
Bajaj Finserv 13.99% to 16.75% 2% to 3%
Axis Bank 15.50% to 24% 1.5% to 2%
Standard Chartered Bank 15.75% to 22% 2% to 3%
Kotak Mahindra Bank 13.75% to 19% 2%
Andhra Bank 13.50% to 22% 0.5% to 1.5%
Bank of Baroda 13.50% to 19% 2%
Vijaya Bank 13.75% to 22% 1.5% to 2%
Corporation Bank 14.50% to 20% 1.5% to 3%
Allahabad Bank 13.70% to 20% 1.5% to 2%

For more information, visit www.lendingwale.com.