Money borrowed from any financial institution for personal use is called the Personal Loan. It is availed to meet individual needs. Personal Loan Anandnagar is a multi-purpose offer that is used for all financial issues of life. There is no need for Collateral.
Personal Loan Anandnagar interest rate
The borrower can get the best Loan depending upon his/her capacity to pay back. The lowest interest rate for availing a personal Loan is 10.75% p.a. It is less than 1% per month.The high loan amount includes less interest charges.
Personal Loan Anandnagar eligibility
Salaried
First of all, the age of the applicant should be more than 21 years.
After that he/she should be earning Rs. 18000 per month at least.
After that, the applicant should have the work experience of 3 years at least.
After that he/she should be getting the salary in his/her bank account.
The credit history of the applicant should be good.
Self-employed
His/her age should be 25 years.
He/she should be filing ITR for last three years at least.
His/her CIBIL score should be good.
The ITR should be of Rs. 2.5 Lakhs per annum at least.
Benefits of Personal Loan Anandnagar
The approval of the personal Loan is speedy and hassle-free.
It is an unsecured Loan, so there is no need to pledge any collateral.
The Loan gets approved within 30 minutes.
Personal Loan requires minimal documentation.
The disbursal of personal Loan requires only 24 hours.
The interest rates are low.
The applicant can use the Loan amount anyway he/she likes.
Is Personal Loan secured?
The personal Loan falls under the category of Unsecured Loans. There is no need to pledge any collateral security to get the loan. It is beneficial to meet the urgent financial requirement of the applicant.
Documents required for Personal Loan Anandnagar
Identity proof: (Passport/Id card/voter card/driving license)
Two passport size coloured photos.
Bank statement for the last six months.
Residence proof: Aadhar card, voter card, and passport.
Electricity and water bill for the last three months.
Salary slips of last three months.
Foreclosure facility
Foreclosure of your Personal Loan will be allowed any time during the entire Loan tenure. You have to pay 3% of the outstanding loan. It also includes taxes.
How to apply for Personal Loan Anandnagar online?
First of all, visit our website, i.e., www.lendingwale.com.
After that, fill the application form.
Make sure you fill your correct information so that we can contact you.
Now, once you are done with the formalities.
Our relationship manager will contact you.
Then, he will compare different Loaning schemes according to your eligibility.
Simultaneously, he will select the best Loaning scheme for you.
At last, your Loan will get disbursed within 24 hours.
Tenure
The applicants are free to choose the mandate of the Loan according to their convenience. It can be from 1 to 5 years.
About Anandnagar
Anandnagar is a city in Maharajganj district in the state of Uttar Pradesh, India. It is also known as Pharenda. Hindi is the official language of Anandnagar.
Visit www.lendingwale.com for more information.