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Personal Loan For Andhra Pradesh Government Employees

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    The Government of Andhra Pradesh includes the governor , chief minister and the council. The governor is elected every 5 years. He elects the chief minister and the council. The chief minister supervises the state. Government of Andhra Pradesh employs a significant amount of people. Personal Loan For the Andhra Pradesh Government Employees seems like a go to option to take care of their financial needs.

    What is a Personal Loan?

    A Personal Loan is an unsecured loan. It helps you meet your urgent money needs. Therefore, there is no need to give a security. We give the best loan offers on Personal Loan For Andhra Pradesh Government Employees at So, apply online to book your personal loan now!

    What is the Eligibility to avail a Personal loan For Andhra Pradesh Government Employees?

    Age Criteria 21-65 years of age.
    Work Experience Min. 6 months of experience in the current organisation. (Preferred)
    Total Work Exp.At least 3 years of total experience.(Preferred)
    Min. Net IncomeAt least, Rs. 20000/- per month.
    (may vary depending upon your profile.)
    CIBIL720 or more with a good credit history.

    What are the documents needed for availing a Personal Loan?

    Identity Proof Passport; PAN or Aadhar Card; Voter ID; Driving license. 2 Photographs.
    Residential Proof Passport; Driving License; Voter ID;Electricity bill.
    Income Proof Latest 3 months’ income slip as well as 6 months’ bank account statement. Also, Form 16 of last 2 years
    Age ProofPassport, PAN Card, Birth Certificate, Employee ID Card

    What are the benefits offered to Andhra Pradesh Government Employees?

    Interest rates starting @11.49%. (HDFC Bank and ICICI Bank)
    Special offers available for government and PSU employees
    Pensioners: Banks offer loans for pensioners at lowest rates. Maximum age is capped at 76 years and maximum loan tenure is 5 years.

    Maharatna PSU> Maharatna PSU : Companies with annual net profit of 5000 cr
    > There are 7 PSUs – BHEL, SAIL, ONGC, NTPC, Coal India, IOC and Steel Authority of India.
    >Interest Rates start at 11.49%
    Navratna PSU>These companies are based on factors like production cost, total labor cost, net worth, net profit.
    > There are 17 Navratna companies
    >Interest Rates start at 11.49%
    Public Sector Banks> Banks with more than 50% of shares by the government
    >Personal Loan for PSB employees start at 13.25%.
    Railways>Indian Railways are owned by the Government of India . It is managed by the Ministry of Railways
    >Personal Loans for Railway employees start at 12.25%
    Central Government Enterprise>University Employees under the control of central government also have variety of options
    >Interest Rates start at 12.25%
    State Government Enterprise> University Employees under Andhra Pradesh Govt enjoy special loan offers
    > Interest Rates start at 12.25%

    Fees and Charges

    Processing charges Upto 2% (Varies from bank to bank)
    Pre-closure chargesNIL to 5%. ( Varies from bank to bank )

    Why apply via
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