A Personal Loan Nadaun is usually an unsecured loan. The lender offers you the loan which is based on your credits. If you have a good credit, then the personal loan can get easily approved in lower interest. The most important benefit that a Personal Loan has over other credits is that when you are taking a personal one for anything like it can be occasion expenditure or foreign trip.
Personal Loan Nadaun Interest Rates
The interest rates in Personal Loan may vary from person to person as it totally depends upon the salary of the applicant and the company’s profile. The interest rate of personal loan starts from 10.75% per year.
Personal Loan Nadaun Tenure
The tenure of the Personal Loan is 1 year- 5years.
Personal Loan Nadaun Eligibility Criteria
For Salaried:-
- Firstly, the applicant must be an authorized citizen of India/ Permanent Resident.
- After that, Minimum age of an applicant should be above 21 years.
- Moreover, the applicant’s maximum age should be 60 years
- After that, the customer should be working in an enterprize for at least 3 months.
- Minimum salary of the customer should be at least 20,000 p.m.
- The customer should be getting his salary in the bank account.
For Self- Employed:-
- Firstly, the customer must be an authorized citizen of India, Permanent Resident.
- Secondly, Minimum age of the customer is 25 years.
- Next, the customer maximum age should be 60 years (at the completion of the loan.)
- Moreover, the candidate should be carrying his business for at least 3 years.
- Next, the customer should be filing his ITR at least for 3 years with a minimum amount of Rs. 2.5 lakhs.
Documentation of Personal Loan in Nadaun
- Identity proof (Driving license /Passport/ Aadhar card voter card)
- Residence proof (aadhar card /passport/ driving license/ voter card/ driving license/ ration card). If the customer is living in a rented flat, then he has to submit the rental agreement.
- 2 passport size coloured snaps.
- PAN card of the customer has to be submitted under KYC formality.
- If the applicant is salaried, then he has to submit his salary slip of the last three months and the bank statement of the latest six months.
- If the customer is self-employed one, then he has to submit the ITR of the last three years, and registration of their business should be done.
How to Apply Online for Personal Loan Nadaun?
- Firstly you have to visit our website i.e., www.lendingwale.com.
- Secondly, you should fill your necessary information on the form.
- Once you are done with all the formalities, just chill. Our relationship manager will soon be in touch with you.
- After that, our relationship manager will compare and select the best loaning scheme for you.
- At last, you decide from which bank you want to avail the loan; our relationship manager will help you to get your loan disbursed.
Personal Loan Nadaun Benefits
- First of all, there is no need to mortgage any collateral.
- Secondly, the process is speedy and straight forward.
- Next, it has minimal documentation.
- The loan gets quick disbursal.
- After that, the customer doesn’t need any guarantor.
- Besides all these, the approval of the loan amount is fast and simple.
About Nadaun
It is a town situated in Hamirpur district of Himachal Pradesh, India. For more information please visit www.lendingwale.com.