Personal Loan Sayla

A Personal Loan is a credit offered by banks and other institutions for fulfilling various needs. It does not require any security to pledge with the bank. It only demands interest at the end of tenure along with the loan amount they offered. One can use this loan for any purpose like home renovations, paying off debts, going for a vacation, wedding expenses, and so on.

 

Personal Loan Sayla Interest Rates

Different banks offer different Interest rate according to there policies. Usually, they provided a Personal loan interest rate of 10.75% per annum.

More About: Interest Rates on Personal Loan

 

Why Personal Loan Sayla?

First of all, we don’t need to pledge any asset against the loan amount.

Secondly, the process of loan approval is fast and without any hassle.

Next, it requires less or very minimal documentation.

After that, we won’t require any guarantor for loan approval.

Besides that, the loan disbursal is quick.

 

Personal Loan Sayla Eligibility Criteria

Eligibility for both the applicant depends upon several factors such as your credit score, monthly income and on other factors.

Salaried Individuals:

First of all, the individual should be a citizen of India or the Permanent Resident.

Secondly, the minimum age of the applicant should not less than 21 years.

Next, the applicant’s maximum age should not more than 60 years.

After that, the applicant should be working for at least three months in the organisation.

Furthermore, the Credit score of the applicant should be more than 680.

Minimum salary of an individual should be at least Rs.20,000 per month.

The applicant should get his salary in his bank account.

Self Employed Individuals:

First of all, the individual should be a citizen of India or the Permanent Resident.

Secondly, the minimum age of the applicant should be not less than 25 years.

Next, the individual maximum age should not be more than 65 years.

After that, the applicant carrying his business from at least the past three years.

Furthermore, the Credit score of the applicant should be more than 680.

Next, the applicant filing his Income Tax Returns from at least past three years with a minimum amount of Rs. 2.5 lakhs.

 

Personal Loan Sayla Documents

The applicant doesn’t require a lot of documents for availing a Personal Loan. Some necessary materials are needed, and they all are listed below:-

For Salaried:

      • Identity Proof
      • Current Address Proof
      • Last six months bank statements
      • Latest three months salary slips
      • PAN Card Copy
      • Two Colored Photographs

For Self-Employed:

      • Identity Proof
      • Current Address Proof
      • Recent one year Bank Statement
      • Previous two years ITR
      • PAN Card Copy
      • Two Colored Photographs

 

Why your decision of choosing lendingwale is the right decision?

Firstly, lendingwale answers to the borrowers query very quickly.

Besides that, we offer a competitive rate of interest.

Furthermore, here, you can easily compare the interest rate of different banks or other financial institutions.

Besides that, you will get further information from our relationship manager.

If you apply on the lendingwale, you will get a document pickup facility from your doorstep.

 

How to Apply for Personal loan Sayla?

  1. First of all, search for the lendingwale website.
  2. After that, the form opens up.
  3. Besides that, fill the required necessary details.
  4. Lastly, you can contact us for further queries.

 

About Sayla

Sayla is the city in the district Surendranagar of Gujarat state, India. It is beneficial for the customers to take the personal loan from us; all you have to visit a lendingwale website.

 

Personal Loan Interest Rates: Updated

Bank Interest Rates
HDFC Bank  10.99% to 18%
ICICI Bank 13.99% to 18%
Fullerton India 17.25% to 32%
Bajaj Finserv 13.99%to16.75%
Axis Bank 15.50% to 24%
Standard Chartered Bank 15.75% to 22%
Kotak Mahindra Bank 13.75% to 19%
Andhra Bank 13.50% to 22%
Bank of Baroda 13.50% to 19%
Vijaya Bank 13.75% to 22%
Corporation Bank 14.50% to 20%
Allahabad Bank 13.70% to 20%