Personal Loan Talikulam

Personal Loan at 10.75%*

Apply & Get Instant Aproval

Personal Loan Talikulam

Buying is a house is not the end of expenses. You will need financial help after that also. For this you can apply for a personal loan. Personal loan is a multipurpose loan which doesn’t require any collateral security.

 

Personal Loan Talikulam Interest Rates

Generally, a personal loan is offered at 10.75% per annum.

 

Eligibility for Availing A Personal Loan Talikulam

Both salaried and self-employed applicants can get a personal loan, but the criterion is different for both the applicants.

For Salaried:-

First of all, the applicant should be an authorized citizen of India/ Permanent Resident.

Secondly, Minimum age of the applicant should be 21 years.

Next, the applicant’s maximum age should not be more than 60 years (at the completion of the loan.)

After that, the applicant should be working in an organization for at least 3 months.

Minimum salary of the applicant should be at least 18,000 per month.

The applicant should be getting his salary in the bank account.

For Self- Employed:-

First of all, the applicant should be an authorized citizen of India/ Permanent Resident.

Secondly, Minimum age of the applicant should be 25 years.

Next, the applicant’s maximum age should not be more than 65 years (at the completion of the loan.)

After that, the applicant should be carrying his business for at least 3 years.

Next, the applicant should be filing his Income Tax Returns at least for three years with a minimum amount of Rs. 2.5 lakhs.

 

 

Foreclosure of Loan

The applicant can avail foreclosure facility if he is having enough funds and doesn’t want to pay the future Installments. The applicant can avail the foreclosure facility to close the loan before the Tenure.

 

Required Documents

The applicant doesn’t require a lot of documents for availing a Personal Loan. Some basic documents are required, and they all are listed below:-

Identity Proof – Aadhaar card/ PAN card/ Ration card/ Voter card/ Passport.

Residence Proof – Aadhaar card/ PAN card/ Ration card/ Voter card/ Passport/ Utility bills on the name of applicant / rent agreement on the name of the applicant.

A salaried applicant should have salary slips of at least the last three months.

A self- the employed applicant should have Income Tax Returns of at least last three years.

Two latest coloured passport size photographs.

 

How to Apply Online?

Firstly you have to visit our website i.e., www.lendingwale.com.

Secondly, you should fill your necessary information on the form.

Once you are done with all the formalities, relax and chill. Our relationship manager will soon be in touch with you.

After that, our relationship manager will compare and select the best loaning scheme for you.

At last, you decide from which bank you want to avail the loan; our relationship manager will help you to get your loan disbursed.

 

Personal Loan benefits in Talikulam

First of all, it is unsecured loan

Secondly, the process is speedy.

Next, it requires minimal documentation.

The loan gets quickly approved.

After that, the applicant doesn’t require any guarantor.

Besides all these, the disbursal of the loan amount is fast.

 

About Talikulam

It is a village in Thrissur district of the Indian state of Kerala.

For more information please visit www.lendingwale.com.