Yes Bank Gold Loan

Gold Loan at 1%* p.m.

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Yes, Bank Gold Loan Key Features – Apply Now!

Yes Bank Gold Loan Interest Rate 7.11% per annum
Yes Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,032
Yes Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Yes Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Yes Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Yes Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Yes Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Yes Bank Gold Loan:

  • Quick Processing: The seal of approval and disposal of the advance in Yes Bank is done speedily and readily. The loan passes in an hour.
  • Minimal Documentation: The complete administration is simple because only significant documents are needed by the Yes Bank.
  • Transparent System: The Yes Bank has a well-defined structure where it does not charge an extra penny form its customers.
  • Loan Amount: The significant amount of loan given is Rs. 15000 and it ends up to Rs. 10000 for rural living areas.
  • Security of Jewelry: Yes Bank has the warrant for the gold decorations given by the borrowers.
  • Loan Tenure: The time-period of the gold loan in Yes Bank is from 3 months to 2 years. The applicants are dependable on the requirements.
  • Advantages for Farmers: Giving the farmers some special offering in addition to the low rate of interest is an amazing job by the Yes Bank.
  • No Debt Trouble: Debt charges are not put against the customers if they have not returned the money on time due to some unwanted situations.
  • No Income bounds: Loan is given to the people having gold. The Yes Bank provides a loan based on the needs and demands not on the income.

 

How Much Gold Loan can I Get through Yes Bank Gold Loan:

Yes Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

The Yes Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

The Yes Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

The Yes Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

 

About Yes Bank Gold Loan:

The Yes Bank is a Private Sector bank founded in the year 2004 and headquartered in Mumbai, India. It provides a wide range of banking services to clients including gold loans. Gold Loan is given at an affordable banking rate with good funding. The Yes Bank is a client-focused bank that looks at the needs and desires of its customers completely.

  • Yes Bank Gold Loan Interest Rate is 7.11% per annum
  • Yes Bank Gold Loan Per Gram is ₹ 5,032
  • Yes Bank Gold Loan Tenure: Up to 24 months
  • Yes Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Yes Bank Gold Loan:

  • Loan Against Gold – Yes Bank agrees to loan a huge sum to the helpless and penniless people desiring to fulfill their needs and demands from the funds received by the Yes Bank. As the gold loan is given at a shallow interest rate, the bank will find no difficulty in lending a great amount to the customers.
  • Loan Against Gold for Agriculture – Yes Bank has one great appreciable service of providing loans to the farmers at a low rate of interest so that they can not be pressurized for the repayment and can achieve their targets easily. Also, they are given exclusive offers. The bank needs to see the property papers for which they are taking loans.

The Yes Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Yes Bank Gold Loan EMI?

  • Standing Instruction (SI): Choosing for Standing Instruction, if you are currently an account holder with Yes Bank, is the best choice. Your EMI amount is credited at the end of every month from the Yes Bank bank account you show.
  • Electronic Clearing Service (ECS): This process is usually applied if you have a non-Yes Bank record and might want your EMIs to be debited monthly from the recent record.
  • Post-Dated Checks (PDC): You can present your post-dated EMI reports from a non-Yes Bank statement at your nearest Yes Bank loan Center. New PDCs should be presented immediately.

The Yes Bank Gold Loan Contact Number:

Dial 9878981144 to know more details concerning Yes Bank Gold Loan offers and exciting prices.

 

Gold Ornaments Accepted by Yes Bank :

  • Gold Jewelry-  Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are allowed by Yes Bank for availing a Gold Loan.
  • Quality- The qualitative of gold should be between 18 Carat to 22 Carat.

 

Use of Yes Bank Gold Loan:

  • Requiring money for accomplishing the targets to expand your business.
  • Funding the temporary and permanent requirements like climbing, traveling, and education loans, medical fees respectively.
  • Additionally, the amount can be used for cultivation and associated work.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.11% – 14.50%

ICICI Gold Loan

7.11% – 16.10%
Muthoot Finance Gold Loan

7.11% – 24.00%

Axis Bank Gold Loan

7.11% – 17.11%
Manappuram Gold Loan

7.11% – 26.00%

Yes Bank Gold Loan

7.11% – 15.99%
Bank of India Gold Loan

7.11% – 26.00%

Federal Bank Gold Loan 

7.11% – 13.50%
IIFL Gold Loan

7.11% – 12.00%

Central Bank of India Gold Loan

7.11% – 14.65%

Canara Bank Gold Loan

7.11% – 12.65%

Allahabad Bank Gold Loan

7.11% – 10.45%

Induslnd Bank Gold Loan

7.11% – 15.75%
PNB Gold Loan

7.11% – 11.75%

Bajaj Finance Gold Loan

7.11% – 26%
SBI Gold Loan

7.11% – 15.99%

Indian Bank Gold Loan

7.11% – 15.99%
UCO Bank Gold Loan

7.11% – 26.00%

Kotak Mahindra Bank Gold Loan

7.11% – 13.50%
Syndicate Bank Gold Loan

7.11% – 12.00%

 

FAQs About Yes Bank Gold Loan:

  • What is Yes Bank Gold Loan?

The Yes Bank Gold Loan introduces a loaning facility where an individual is given funds in return for the gold. The loan will be given at a lower price of interest and has the least desk work.

  • How can I get the Gold Loan from Yes Bank?

You can receive the Yes Bank Gold Loan by visiting any of the gold loan approving branches in India; otherwise, you can apply online with lendingwale from your home and take the best deals and offers.

  • What is the Gold Loan Interest Rate in Yes Bank?

The Gold Loan rate in Yes Bank is 7.11% per annum.

  • How much Gold Loan can I get per gram in Yes Bank?

The per gram Gold Loan in Yes Bank is ₹ 5,032 Per Gram.

  • How to check Gold Loan status in Yes Bank?

Review the gold loan status in Yes Bank by visiting the tracker web page and fill in your details within the application given.

  • How to calculate Gold Loan Interest in Yes Bank?

Calculations of gold loan interest in Yes Bank can be finished using the EMI calculator.

  • How to Pay Yes Bank Gold Loan Interest Online?

Internet Banking is a new mode of payment. Any applicant can pay the interest on the Yes bank via net banking or Paytm or any of your most preferred methods.

  • What if I can’t pay the interest on Yes Bank Gold Loan for 3 months?

The Yes Bank has full authority to put legal charges against the client and confiscate their gold assets if the repayment process is not done in 3 months.

  • How can I apply for EMI Moratorium on Yes Bank Gold Loan?

You can inquire for EMI Moratorium on Yes Bank Gold Loan now between the 1st March and 31st August 2020 and perform it by contacting the Bank customer care or visiting the closest Yes Bank office.